Up North Financial®, LLC has adopted this policy with recognition that protecting the
privacy and security of the personal information we obtain about our customers is an important
responsibility. We also know that you expect us to service you in an accurate and efficient manner.
To do so, we must collect and maintain certain personal information about you. We want you to know
what information we collect and how we use and safeguard that information.
What Information We Collect
We collect certain nonpublic personal identifying information about you (such as your
name, address, social security number, etc.) from information that you provide on applications
or other forms as well as communications (electronic, telephone, written or in person) with you
or your authorized representatives (such as your attorney, accountant, etc.). We also collect
information about your brokerage accounts and transactions (such as purchases, sales,
account balances, inquiries, etc.).
What Information We Disclose
We do not disclose the nonpublic personal information we collect about our customers to anyone
except: (i) in furtherance of our business relationship with them and then only to those persons necessary
to effect the transactions and provide the services that they authorize (such as broker-dealers, custodians,
independent managers etc.); (ii) to persons assessing our compliance with industry standards
(e.g., professional licensing authorities, etc.); (iii) our attorneys, accountants, and auditors; or (iv)
as otherwise provided by law.
We are permitted by law to disclose the nonpublic personal information about you to governmental
agencies and other third parties in certain circumstances (such as third parties that perform administrative
or marketing services on our behalf or for joint marketing programs). These third parties are prohibited to
use or share the information for any other purpose. If you decide at some point to either terminate our services
time to time.
Security of Your Information
We restrict access to your nonpublic personal information to those employees who need to know that
Our policy about obtaining and disclosing information may change from time to time. We will provide you
notice of any material change to this policy before we implement the change.
Clearing, custody, or other brokerage services may be provided by National Financial Services LLC, or
Fidelity Brokerage Services LLC,Members NYSE, SIPC(www.sipc.org).